White Mountain Lakes Homes under $400,000

White Mountain Lakes Homes under $400,000

Welcome to White Mountain Lakes, a hidden gem nestled in the picturesque Navajo County of Arizona. This charming subdivision is a haven for those seeking a serene lifestyle surrounded by nature's beauty, offering a perfect blend of tranquility and community spirit. The area is renowned for its stunning mountain views, pristine lakes, and abundant outdoor recreational opportunities, making it an ideal location for families, retirees, and nature enthusiasts alike.

One of the most appealing aspects of White Mountain Lakes is its affordability. With a variety of homes available under $400,000, this subdivision opens the door to homeownership for many. Whether you're looking for a cozy cabin retreat, a modern family home, or a spacious lot to build your dream residence, White Mountain Lakes has something to suit every taste and budget. The real estate market here offers excellent value, ensuring that you can enjoy the beauty of the White Mountains without breaking the bank.

Residents of White Mountain Lakes can indulge in a lifestyle filled with outdoor adventures. From fishing and boating on the sparkling lakes to hiking and biking along scenic trails, there’s no shortage of activities to keep you engaged. The community is also conveniently located near local amenities, including shops, restaurants, and schools, making it easy to enjoy both the tranquility of rural living and the conveniences of modern life.

Explore the charm of White Mountain Lakes today, where your dream home awaits amidst breathtaking scenery and a welcoming community!

Newest White Mountain Lakes Homes under $400,000

8373 Apache Drive, Show Low
$335,000
3 Beds ⋅ 2 Baths ⋅ 7100918 MLS
Don't let this amazing and affordable opportunity pass you by! This single-level home offers 3 bedrooms, 2 full baths, a spacious living room, laundry room, pantry, and kitchen with ample cabinet space. Enjoy peace of mind with newer appliances, water heater, and roof. The pellet stove and propane wall furnace will keep you cozy on chilly mountain mornings and evenings. Relax on the covered front deck or enjoy the open deck in the back. The attached garage with convenient direct access into the home is an added bonus. Come take a look today and see all this home has to offer!

8373 Apache Drive, Show Low

Courtesy of West USA Realty. 928-535-3553

8373 Apache Dr, Show Low
$335,000
3 Beds ⋅ 2 Baths ⋅ 263691 MLS
Don't let this amazing and affordable opportunity pass you by! This single-level home offers 3 bedrooms, 2 full baths, a spacious living room, laundry room, pantry, and kitchen with ample cabinet space. Enjoy peace of mind with newer appliances, water heater, and roof. The pellet stove and propane wall furnace will keep you cozy on chilly mountain mornings and evenings. Relax on the covered front deck or enjoy the open deck in the back. The attached garage with convenient direct access into the home is an added bonus. Come take a look today and see all this home has to offer!

8373 Apache Dr, Show Low

Courtesy of West USA Realty - Overgaard.

8445 Apache Dr, Show Low
$209,888
2 Beds ⋅ 2 Baths ⋅ 263478 MLS
BRAND NEW, BEAUTIFULLY UPGRADED & OFFERED FURNISHED! Experience effortless mountain living in White Mountain Lakes! Situated on an owned, fully fenced 0.25-acre corner lot with private lake access, this stunning new Cavco home offers the perfect combination of modern finishes, thoughtful design, and low-maintenance living. Featuring 2 bedrooms, 2 full bathrooms, and approximately 746 square feet, this home lives larger than expected with soaring 9-foot ceilings, abundant natural light, and luxury vinyl plank flooring throughout. Over $18,500 in factory-selected upgrades elevate the interior, including gorgeous Dove Grey shaker cabinetry, 42-inch upper cabinets, solid-surface countertops and backsplashes, a stainless farmhouse sink, and a premium stainless steel appliance package. The inviting open-concept living area flows seamlessly into the kitchen and breakfast area, creating a bright, welcoming space for everyday living and entertaining. The primary suite features a walk-in closet and beautifully appointed bathroom with a glass-enclosed shower, while the second bedroom and full guest bathroom provide additional comfort and flexibility. Designed with mountain living in mind, the home includes upgraded insulation, dual-pane Low-E windows, architectural shingles, a 40-lb roof snow load, a Wi-Fi-enabled mini split, and an engineered permanent foundation with completed inspections. Additional highlights include a state-approved alternative septic system, RV parking, Starlink prewiring, and a spacious fenced corner lot. Enjoy access to White Mountain Lakes for boating and fishing, all just minutes from Show Low's shopping, dining, and outdoor recreation. Offered furnished, including a washer and dryer, this exceptional property is ready to enjoy as a full-time residence, seasonal escape, or easy lock-and-leave mountain retreat. New construction, impressive upgrades, lake access, and furnishings included--your White Mountains getaway awaits!

8445 Apache Dr, Show Low

Courtesy of Re/Max Fine Properties-Pinetop.

1949 Norton Pl, Show Low
$325,000
1 Beds ⋅ 1 Baths ⋅ 263320 MLS
This beautiful Mountain Cabin in White Mountain Lakes situated on a larger lot has much to offer with wonderful views in a wide-open space setting. Many amazing exterior features that include stained and painted (May 2025) log siding, an expanded wood deck area(refurbished March 2026), Interior wood floors refinished(8/2026) mature vegetation, a covered porch area, privacy, no side or rear neighbors, 2 sheds & a Connex . The fine interior print of this home has expansive lighting with large windows, vaulted ceiling, beautiful stonework, an open kitchen with tons of cabinet space, ceiling fans, sliding glass door, red oak tongue and groove flooring, wood blinds and sliding drapes, pellet wood stove with custom rock surround, loft with ample storage, used as a bedroom. Custom staircase decor, and so much more! Solar pays for electricity! All of this on .50 acres (2 lots) with White Mountain Lake privileges, and a golf course that are located close by. Opportunity to purchase the 3rd lot too! Private/Restricted access to White Mountain Lake, the recreational center of the White Mountains. Fishing, swimming, boating (unlimited boat motor size), water skiing, jet skiing, golfing and hiking. Don't miss this opportunity! Home comes with 2 placards for lake access.

1949 Norton Pl, Show Low

Courtesy of NextHome Alliance.

8367 Navajo Dr, Show Low
$188,000
2 Beds ⋅ 2 Baths ⋅ 262756 MLS
Cozy and inviting from the moment you step inside! This 2-bedroom, 1.5-bath manufactured home offers comfortable year-round living with a welcoming front porch perfect for enjoying the beautiful White Mountains weather. The fully fenced property features two RV gates, an RV hookup for visiting guests, a covered carport, workshop, and storage shed for added convenience. Plus, enjoy membership to White Mountain Lakes Recreation, giving you even more opportunities to get outside, relax, and enjoy all this area has to offer.

8367 Navajo Dr, Show Low

Courtesy of Real Broker.

2379 White River Pl, Show Low
$149,900
1 Beds ⋅ 1 Baths ⋅ 262521 MLS
Opportunity awaits on this 3.16-acre off-grid property! The 640 sq. ft. converted shed offers a comfortable 1-bedroom, 1-bath tiny home that is livable now while allowing you to add your own finishing touches. Features include a 10 kW solar system with Victron controller and rectifiers, 2,650-gallon water storage, fenced yard, and multiple storage sheds. The permitted septic system is sized for a future 3-bedroom, 2-bath home, providing room to expand. Building materials are included to help complete the project, plus a separate ''man cave'' shed that's perfect for a workshop, hobbies, or relaxing. A great opportunity for off-grid living, a weekend retreat, or an investment property with endless potential.

2379 White River Pl, Show Low

Courtesy of West USA Realty - Snowflake.

1852 Rainbow Cir, White Mountain Lake
$265,000
3 Beds ⋅ 2 Baths ⋅ 262452 MLS
Beautiful home perfectly situated between Show Low and Snowflake/Taylor. It does have White Mtn Lake privileges, and is in like new condition. Perfect get-away or fantastic rental property income. Don't miss this opportunity to own a piece of the White Mountains. Owner is motivated. All measurements approx.

1852 Rainbow Cir, White Mountain Lake

Courtesy of Country Life Real Estate.

1750 Dow Pl, Show Low
$205,000
3 Beds ⋅ 2 Baths ⋅ 262438 MLS
Beautifully remodeled 3bd 2ba home in White Mountain Lakes with private lake rights! Located in a cul-de-sac just off the paved road, this move-in ready home backs a section (640ac) of State Trust Land, offering added privacy and access to the outdoors. Features a spacious 16x30 workshop, perfect for storage, hobbies or projects. Weather you're looking for a full-time home, weekend retreat or investment property, this one offers the best of it all!

1750 Dow Pl, Show Low

Courtesy of Realty Executives Arizona Territory - Snowflake.

1775 Queen Creek St, Show Low
$272,000
3 Beds ⋅ 2 Baths ⋅ 261816 MLS
This spacious house is ready for you to make it your home. You will love the large master bathroom and walk in closets. The split floor plan is separated by a large living room your family will enjoy. The bonus room provides added square footage for a craft room or office. The 3 room work shop in the back yard allows plenty of space for woodworking or any project you may have. The fenced yard gives your fur babies plenty of room to run. I think this might be the best part. LAKE ACCESS. White mountain lake is the only lake in the Show Low area where you can use a ski boat and because it is a private lake I cannot use this lake because l live in Lakeside. NO FISHING LICENSE NEEDED!

1775 Queen Creek St, Show Low

Courtesy of West USA Realty - Show Low.

1824 Fox Cir Unit 11, Show Low
$225,000
2 Beds ⋅ 1 Baths ⋅ 261556 MLS
Cute 2 bedroom 1 bath home fully furnished .. you are within walking distance to Silver Creek and can hear the water. This home has been beautifully remodeled and is move-in ready. Nice size lot to enjoy the warm summer nights and cool winter days.

1824 Fox Cir Unit 11, Show Low

Courtesy of Country Life Real Estate.

8321 Ridge Dr, Show Low
$249,000
2 Beds ⋅ 1 Baths ⋅ 261232 MLS
Beautifully maintained and move-in ready, this charming site-built home offers the updates buyers want and the mountain lifestyle they're looking for. NEW ROOF, recent upgrades, and evident pride of ownership throughout. The oversized custom front deck is perfect for relaxing or entertaining, while the fully fenced yard adds privacy and functionality for pets, play, or extra outdoor enjoyment. A detached garage and storage shed add valuable space for vehicles, tools, hobbies, or mountain gear. Enjoy the added benefit of lake rights to private White Mountain Lake, along with convenient proximity to golf and year-round outdoor recreation. This home makes an ideal full-time residence, getaway, or investment.

8321 Ridge Dr, Show Low

Courtesy of Real Broker.

8640 Coronado Dr, Show Low
$315,000
2 Beds ⋅ 2 Baths ⋅ 260878 MLS
Situated on 2.72 acres in Show Low, this 2022-built 2-bedroom, 2-bathroom manufactured home offers modern comfort, thoughtful design, and the space to truly enjoy Northern Arizona living. Surrounded by open land and big skies, the property provides a sense of privacy and freedom while still being within reach of town amenities. Inside, the home features a clean, modern aesthetic complemented by warm wood finishes that add character and a welcoming feel. The kitchen is equipped with modern appliances and flows seamlessly into the main living area, creating a functional and open layout ideal for both everyday living and entertaining. Large windows bring in natural light and connect the interior to the surrounding landscape. Both bedrooms are well-sized, with the primary suite offering a comfortable retreat and a private bathroom. The second bedroom provides flexibility for guests, a home office, or additional living space. Outside, the expansive 2.72-acre lot offers endless potential--bring your animals, build additional structures, or simply enjoy the added space and privacy. A detached 2-car garage provides ample room for vehicles, tools, and recreational gear. Blending newer construction, modern finishes, and usable acreage, this property is a great opportunity for those looking for space, functionality, and a move-in ready home in the Show Low area. Schedule your private tour today!

8640 Coronado Dr, Show Low

Courtesy of HomeSmart Pros - Show Low.

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